Retirement

Live for today while you plan for tomorrow with
our smart Individual Retirement Accounts.

Traditional IRA, Roth IRA or Coverdell Savings

  • Our most straightforward individual retirement accounts
  • No monthly fees
  • No minimum balance
  • Enjoy complete liquidity
  • Manage your account online through our IRA Service Center
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No
Minimum
Balance

No
Monthly
Fees

Open Account

So easy, you’ll wonder why you didn’t start sooner.

We offer a variety of basic retirement and education savings accounts that allow you to earn dividends on your savings while paying no monthly fees. There’s absolutely no minimum balance, so you’re a latte away from getting started. Choose from Traditional IRA, Roth IRA or Coverdell. Learn more about the differences by visiting Retirement Central.

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Traditional IRA, Roth IRA or Coverdell Instant Access Savings

  • Earn competitive dividends with tiered, money market-like rates
  • The more you save, the more you earn
  • No monthly fees
  • Dividends accrue daily; compound monthly
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No
Monthly
Fees

Open Account

It’s the only part of kids growing up you can really prepare for.

Our Instant Access Savings retirement and education savings accounts are perfect for those with higher balances who want to save towards retirement or their child’s education. You’ll earn tiered, money market-like rates where the more you save, the more you earn. You can choose from Traditional IRA, Roth IRA or Coverdell. Learn more about the differences by visiting Retirement Central.

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Traditional IRA, Roth IRA or Coverdell ESA 6-to 60-Month Certificates

  • Choose from 6-, 12-, 24-, 36-, or
    60- month terms
  • Fixed rate of return*
  • Lock in high savings rates
  • Compound dividends or withdraw them without penalty
  • Automatic rollovers at maturity
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$500
Minimum to
Open

Open Account

We think there should be some guarantees in life.

If a guaranteed return on your retirement or education savings appeals to you, a Certificate may be a great choice. You choose from 6-, 12-, 24-, 36-, and 60-month and you can reinvest your dividends or withdraw them at any time. Choose from Traditional IRA, Roth IRA or Coverdell ESA. Learn more about the differences by visiting Retirement Central.

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Traditional IRA, Roth IRA, or Coverdell ESA 13-Month Bump-Up Rate Certificates

  • Can make one rate bump and one additional deposit during term
  • Compound dividends or withdraw them without penalty
  • Fixed rate of return*
  • Automatic rollovers at maturity
Learn more >

$500
Minimum to
Open

Open Account

Rates go down, you win. Rates go up, you win. And with insurance, you can’t lose.

This IRA certificate gives you the flexibility to bump your rate or make one additional deposit during the term. If rates go up, you can bump your rate up and/or make an additional deposit. If rates go down, you'll still earn your guaranteed interest rate, or you can add to it since you have a higher, locked-in rate. Choose from Traditional IRA, Roth IRA or Coverdell. Learn more about the differences by visiting Retirement Central.

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