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Wires & Transfers

Options to Send or Receive Money Electronically
First Tech can help you move your money where you need it to be. From Direct Deposit, Bill Pay, Wires to our newest option MyOnlineCenter Funds Transfer Service. Below is the information you will need to set-up these services and more. Should you have any questions, you can contact Member Service at 800.637.0852 or use our online form.

Direct Deposit & Other Automated Clearing House (ACH) Transfers

Direct Deposit gives you more time to do the things you really want to do. No standing in line to cash your paycheck, Social Security check or other government check. It's done automatically every month. All you need to get yourself signed up for Direct Deposit is the following info:

First Tech Credit Union
3555 SW 153rd Drive
Beaverton, Oregon 97006
(Please note: mailing address is different from street address)
Phone: 800.637.0852
First Tech Routing Number: 323274160
Savings and Checking Account: Use your account number as it appears on your Monthly Statement or within Online Banking.

You can also use this same information to setup an automatic debit from your account.

Loan Payments
To start paying your loans the simple and easy way, just use the forms below that correspond to your automatic loan payment needs.

Automatic Loan Payment from your First Tech account
Automatic Transfer* from a non-First Tech account (another financial institution)

*(available on fixed and variable loans except student loans, open lines of credit, balloon loans and second mortgages. Funds must be transferred from an account owned by you.)

Wire Transfers

First Tech also offers you the convenience of Domestic and International wires. For fee schedule, please click here. A Remote Wire Transfer Agreement will need to be on file to perform any over the phone wire transfers. To complete a Remote Wire Transfer Agreement please come in to a First Tech branch.

Domestic Wires
To send money by wire transfer, you will need to have the following information:

  • Name, Address, and ABA Routing/Transit Number of the Receiving Financial Institution
  • (If applicable) Name of Secondary Financial Institution or Company where the funds need to be routed and their account number with the Receiving Financial Institution
  • Final Beneficiary Name and Account Number

First Tech sends domestic wire transfers through the Federal Reserve. Once the transfer has been sent, it is up to the receiving financial institution to credit the appropriate account.

Foreign Wires
It is very important to contact the receiving institution and obtain detailed instructions on sending funds to a foreign account. To send a foreign wire you may need to collect some or all the following information:

  • Name and Address of the Financial Institution to receive funds
  • Any Financial Institutions the funds maybe routed or payable through
  • Swift Number, Sort Code, Routing Number, Bank Code or other identifying code for the Beneficiary’s Financial Institution
  • Branch information
  • Final Beneficiary Name and Address
  • Final Beneficiary Account Number or IBAN Number

Foreign wires are usually sent through correspondent banks which also charge a fee for processing the wire. The correspondent bank fees are deducted from the amount of the wire.

Once the funds leave the US Banking system and are out of the country, First Tech does not have control over the process. Depending on the sophistication of the banking system of the country it is being sent to, it can take anywhere from two days to several weeks before it is credited to the account in the foreign country. However, a general guideline would be 1 - 3 weeks. First Tech can not guarantee an arrival time.

First Tech can send either US Dollars or foreign currency. If the wire is sent in US Dollars, a correspondent bank will do the currency exchange. First Tech does not have any control over the exchange rate used. If the wire is sent in foreign currency, the currency exchange is done by First Tech.

Sending a Wire to First Tech
If you need to send a wire to First Tech, please note that you will only need the following information:

  • Name: First Tech Credit Union
  • Address: 3555 SW 153rd Drive, Beaverton, OR 97006
    (Please note: mailing address is different from street address)
  • Routing number: 323274160
  • Your name and First Tech account number

Questions?
Should you have any questions, you can contact Member Service at 800.637.0852 or use our online form.

 

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