VISA Credit Card Options

Need some plastic? You've come to the right place. Our Classic or Platinum credit card will fit your every need. Our cards have a long list of special benefits, including some of the most competitive variable rates in the industry. Plus, Visa purchase protection, overdraft protection and online identity security will be there just in case you ever need it.

Classic and Platinum card features

	Credit limit – Classic – up to $2,000; Platinum over $2,000
	24-hour access - Day or night you can reach a member service representative at 800.637.0852, or access your account information using our Online or Phone Banking systems.
	Immediate access to available balance - Make your payment though Online Banking and you’re available balance will increase immediately.

Platinum card benefits

	Emergency cash and card replacement - Get your card replaced or a cash advance for those little emergencies.
	Zero liability - You owe nothing on fraudulent transactions that fall within Visa’s Zero Liability Policy.
	Rental car protection - Coverage for damage due to collision or theft, coverage up to the actual cash value of most rental cars and worldwide protection.
	Travel accident insurance – You’re automatically covered up to $500,000 when you charge travel fares to your Visa account.
	Travel and emergency assistance - Basic assistance wherever you are. Medical and legal referrals, emergency transportation assistance, ticket replacement, lost luggage protection up to $3,000 and more.
	Protect your purchases - Warranty registration service; extended warranty protection; theft or damage protection 90 days from date of purchase.
	Free Traveler’s Checks - Up to $5,000.
	Rewards (optional) - For a low $25 annual fee you can earn points and redeem them on airfare, cruises, merchandise and gift certificates for use at several of your favorite merchants. Learn more.

Apply today
To apply, stop by one of our branches, call 800.637.0852 or fill out the online loan application. We'll let you know which card is right for you based on the experiences of thousands of other members.