Personal Loans

What's a Personal Loan? Well, essentially a First Tech Personal Loan offers credit with no annual fee, a one-time application, easy access to credit funds and a fixed term (up to 48 months). All that's required is your signature.

If a Personal Loan sounds like your personal choice to pay for that next vacation, new computer or a couple of high interest credit cards, you can start the application process right now.

Advantage Loan

Sometimes, there’s more month than money. Or you need to establish your credit. When those times come around, payday lenders can seem like a good idea, even when they’re tacking on a long list of fees and service charges.

Skip the payday lender fiasco. A First Tech Advantage Loan allows you to borrow up to $500. All with a minimum payment of $25 per month for 12 months at 21% APR*.

• No application fees
• Free budgeting resources
• Convenient automatic payment option 
• *21% APR (annual percentage rate) with auto pay

Call 800.637.0852 or stop by any branch to apply for your Advantage Loan today.

Types of Loans

From home loans to VISA cards, First Tech has the loan to fit every need. And we do it with a certain sense of style. Either online, over the phone or in a branch, you can apply for a loan in mere minutes. You can even apply for a First Tech auto loan while you're at a participating Credit Union Direct Lending (CUDL) dealership.

To apply for any kind of loan, just use the member's only online form. If you're not yet a member of First Tech, and you qualify for membership, we can take care of that right now too.

Important Documents

With any loan, there's going to be some paperwork. Here's what you'll need for most non-mortgage loans.

• Driver's license or proof of identification
• Proof of insurance (if applying for auto loan)
• Social Security Number