Personal Loans

What's a Personal Loan? Well, essentially a First Tech Personal Loan offers credit with no annual fee, a one-time application, easy access to credit funds and a fixed term (up to 48 months). All that's required is your signature.

If a Personal Loan sounds like your personal choice to pay for that next vacation, new computer or a couple of high interest credit cards, you can start the application process right now.

New $alary Advance Loan
When there's more month than money, we’re here to help. A First Tech $alary Advance Loan is a smarter way to help your family make it to the end of the month. We give you the cash you need with no fees, a realistic 15% APR* (with automatic payment) and a streamlined application process that takes mere minutes. We’ll even provide free, expert budgeting and goal setting advice to help you and your family get back on track

• No application fees
• Free budgeting resources
• Convenient automatic payment option 

If money is short, call 800.637.0852 or stop by any branch.

*18% APR without automatic payment.

Types of Loans

From home loans to VISA cards, First Tech has the loan to fit every need. And we do it with a certain sense of style. Either online, over the phone or in a branch, you can apply for a loan in mere minutes. You can even apply for a First Tech auto loan while you're at a participating Credit Union Direct Lending (CUDL) dealership.

To apply for any kind of loan, just use the member's only online form. If you're not yet a member of First Tech, and you qualify for membership, we can take care of that right now too.

Important Documents

With any loan, there's going to be some paperwork. Here's what you'll need for most non-mortgage loans.

• Driver's license or proof of identification
• Proof of insurance (if applying for auto loan)
• Social Security Number