Looking at your credit reports is good for a couple of things: you can know if you'll qualify for a loan before you fill out the paperwork; and it allows you to quickly uncover inaccuracies and possible identity theft. Looking at your credit report on a consistent basis is one of the best ways to avoid becoming a victim of identity theft.
To see your credit report call these organizations:
Credit Bureaus
Equifax (www.equifax.com) Order a report: 800.685.1111 Report fraud: call 800.525.6285 and write to: P.O. Box 740241, Atlanta, GA 30374-0241
Experian (www.experian.com) Order a report: 888.397.3742 Report fraud: 888.397.3742 and write to: P.O. Box 9532, Allen, TX 75013
Trans Union (www.tuc.com) Order a report: 800.916.8800 Report fraud: 800.680.7289 and write: P.O. Box 6790, Fullerton, CA 92834
Check Verification
Companies National Check Fraud Service (843.571.2143)
